|
Loan Type
|
Rate
|
Annual Percentage Rate
|
Principal and Interest Payment
|
|
IN-HOUSE
LOANS
|
Estimated
APR and Payment Based on $100,000 Loan Amount with a 30 Year Amortization
|
|
3 Year Balloon
|
Please call
|
|
|
|
3 Year ARM*
|
Please call
|
|
|
|
|
|
|
|
HOME EQUITY LOANS – Estimated APR and Payment
Based on $50,000 Loan Amount
|
|
|
Rate
|
Annual Percentage Rate
|
Principal and Interest Payment
|
|
Home-Equity 5 Year Amortization – Fixed Rate
|
Please call
|
|
|
|
Home-Equity 10 Year Amortization – Fixed Rate
|
Please call
|
|
|
|
Home-Equity 15 Year Amortization – Fixed Rate
|
Please call
|
|
|
|
Home-Equity 3 Year Adjustable* up to a 15 Year
Amortization**
|
Please call
|
|
|
|
*Maximum 2% Periodic Rate Adjustment (Increase or Decrease);
Index used is Wall Street Journal Prime; Maximum 6% Life of Loan
Adjustment with a Floor of 6.00%.
|
|
**Estimated APR and Payments calculated on 15 year
amortization.
|
|
Add .25% for Home Equity Loans under $25,000. (minimum Home
Equity Loan Amount is $10,000)
|
